Do Boxes for P2P transactions have worse odds?
Debit and Credit Card transactions earn different interchange revenues based on a variety of factors such as merchant type, transaction category, size, online versus in person, PIN or no PIN etc. Differences can be substantial
Box prizes are tied to interchange rates per transaction. We have seen interchange rates on Debit Card transactions with P2P services such as Cash App and Venmo drop by over 95% over the past year. Therefore, Box odds for P2P transactions correlate with current interchange rates.
For more information on Boxes and Transparency please visit this page.