With the Yotta credit card, you have access to these features:

  • Build Credit: We will report every purchase to the credit bureaus to improve your credit score with every purchase.

  • Security at your fingertips: Within "Card Settings" on the Credit Card screen in the mobile app, you can lock your card, set transaction limits, and more.

  • 1/100 base odds of a free purchase: Get 1/75 odds (or greater) when you enable direct deposit.

  • Top Up: With the Yotta debit card, you will never lose tickets for an existing week when you spend. To make sure you replenish those tickets for the following week, use the "Top Up" feature to automatically replenish your balance from your connected account so you'll maintain the same amount of tickets in the following week's contest. Please note that if you have reached your daily or monthly deposit limits in the mobile app, then the Top Up feature will not be able to complete a deposit if the Top Up exceeds the limits.

  • Meal Tickets: Enable Meal Tickets and each transaction with the Yotta card will be rounded up to the nearest dollar, and a meal will be donated to a family in need. Yotta partnered with Feeding America to do this. You'll also earn an additional bonus ticket on every transaction.

  • Random Rewards: By enabling Random Rewards, each card purchase will randomly give 1 to 20 percent bonus tickets back instead of the standard 10 percent. Your odds of getting a free purchase are unaffected by this setting.

  • Tickets Back: Earn 100% tickets back on the value of each purchase you make.

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