Note: Yotta Credit Builder is currently in early access. If you're interested in early access, please email

With the Yotta Credit Builder Bucket, you get an installment loan that will enable you to build credit while also getting chances to win prizes every week.

Yotta lends you $1,000 into your Credit Builder Bucket, which is a locked bucket that gets you 40 tickets every week into the weekly Sweepstakes. Every month for 24 months, you pay $55. At the end of the 24 months, you keep the $1,000 loan as well as any prizes won, and the best part is you'll have built up a credit payment history, boosting your credit score.

You can track your credit improvement in the Yotta app as well!

There is no hard credit inquiry to apply for the Yotta Credit Builder Bucket. This product is currently in Early Access. If you're interested in getting early access, please email

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